All Flashcards
What was the impact of the FHA's policies?
It institutionalized segregation and encouraged restrictive covenants.
What is Redlining?
Denying loans/services based on race in specific neighborhoods.
What are Restrictive Covenants?
Agreements preventing homeowners from selling to Black families.
Define Housing Discrimination.
Unequal treatment in housing based on race or other protected characteristics.
What are Food Deserts?
Areas with limited access to affordable and nutritious food.
Define Environmental Racism.
Disproportionate exposure of minority communities to environmental hazards.
What is Biased Lending?
Offering loans with higher interest rates to Black families.
What is Segregation?
The enforced separation of different racial groups in a country, community, or establishment.
What is a mortgage?
An agreement to purchase a home by borrowing money from the bank.
What is disinvestment?
The withdrawal of investments from an area.
What is a ghetto?
A part of a city, especially a slum area, occupied by a minority group or groups.
What were the causes and effects of redlining?
Cause: Racist assumptions about risk. Effect: Denied access to homeownership/wealth.
What were the causes and effects of restrictive covenants?
Cause: Desire to maintain segregation. Effect: Deeply segregated housing market.
What were the causes and effects of housing segregation?
Cause: Redlining, restrictive covenants, FHA policies. Effect: Resource disparities.
What were the causes and effects of violence against integration?
Cause: Deep-seated racism and desire for power/control. Effect: Maintained segregation.
What were the causes and effects of transportation inequality?
Cause: Segregated systems favoring white neighborhoods. Effect: Limited access to jobs.